Retiring is a bit like hitting the jackpot! No more getting up at 7 in the morning, goodbye to cold coffee and boring commutes. Instead, why not consider swapping the subway for golden beaches or picturesque mountains of a country that inspires you? Choosing where to settle can seem like a daunting challenge. Yet, many retirees flock to sunnier horizons, drawn by the promise of a new lifestyle full of discoveries and adventures. Here are the top 10 countries most favored by retirees looking for sunshine and better tax advantages.
Portugal: The Rising Star for French Retirees
Portugal is often the first choice on retirees’ lists. With its mild Mediterranean climate, affordable cost of living, and rich gastronomy, this Iberian country makes seniors dream! The non-habitual resident status is a major asset, offering a 0% tax exemption on pensions for a period of ten years, under certain conditions. What more could you ask for? Portugal offers the possibility of a peaceful lifestyle, enhanced by relaxation on exceptional beaches.
The cities that attract the most retirees include:
- Lisbon 🏙️ : A capital vibrant with history and culture.
- Porto 🍷 : Famous for its wine and friendly atmosphere.
- Faro 🌊 : Known for its idyllic beaches and sunny climate.
From a practical point of view, the cost of living in Portugal ranges between €1,000 and €1,500 per month, making it truly accessible for retirees. Add to that an efficient healthcare system and a welcoming population. The quality of life in Portugal makes it a top choice.
Tax Advantages in Portugal
Financial benefits are crucial in the choice of expatriation. In Portugal, thanks to a favorable policy for foreigners, retirees can optimize their budget while fully enjoying their pension. Indeed, the income tax exemption for ten years is one of the many attractions that enhance the country’s popularity.
| Country | Cost of Living (€/month) | Tax Rate on Pensions |
|---|---|---|
| Portugal | €1,000 to €1,500 | 0% for 10 years |
Spain: The Warm Neighbor
Another country that never disappoints in terms of expatriation is Spain. Close to France, with breathtaking landscapes, this country steals the hearts of retirees. With cities like ALICANTE, MALAGA, and VALENCIA, the possibilities are endless. The Spanish culture, its gastronomy, and its sunny Mediterranean climate make it a dream location to enjoy life after work.
Spain attracts retirees for many reasons:
- A mild climate year-round ☀️.
- Established expatriate communities to facilitate integration 🌍.
- A recognized and accessible healthcare system 🚑.
From an economic viewpoint, the cost of living in Spain varies between €1,200 and €1,800 per month, while highlighting local festivities and a friendly atmosphere that charms many retirees. Modern infrastructure and the quality of care are also a plus.
Popular Neighborhoods in Spain
The coastal regions, which benefit from ample sunshine, are the most sought after by retirees:
| Destination | Main Advantage |
|---|---|
| Alicante | Perfect climate, stunning beaches 🌴. |
| Malaga | Vibrant culture and delicious gastronomy 🍽️. |
| Valencia | Rich in history and festive events 🎉. |
Greece: A Building of Simplicity and History
Greece attracts retirees who are nostalgic for history and lovers of breathtaking landscapes. Its beauty and sunny climate make it an unmissable destination. With a favorable tax regime of 7% on foreign income, Greece is among the most attractive destinations for retirees looking for tax benefits.
The features that make Greece unmissable include:
- Breathtaking landscapes 🌊.
- A cost of living lower than that of many European countries 💶.
- A rich culture, full of traditions and culinary delights 🍷.
Retirees can enjoy a peaceful life while immersing themselves in history amid archaeological sites like Athens and the islands of the Aegean Sea, including dream places like Santorini and Mykonos.
The Cost of Living in Greece
Retirees can live comfortably in Greece with a budget of €900 to €1,200 per month. This makes Greece particularly affordable, knowing that the country offers exceptional quality of life while allowing one to discover its fascinating culture.
| Country | Cost of Living (€/month) | Tax Rate on Pensions |
|---|---|---|
| Greece | €900 to €1,200 | 7% on foreign income |
Thailand: Between Culture and Disconnection
A destination that dreams of retirees in search of exoticism is undoubtedly Thailand. With its low cost of living, paradise beaches, and flavorful cuisine, this Southeast Asian country is rapidly gaining popularity. Places like Bangkok, Chiang Mai, and Phuket are must-sees for seniors seeking a serene ambiance and a unique living environment.
The highlights of Thailand include:
- Very low cost of living 💰.
- Fascinating culture and diverse landscapes 🌺.
- Quality healthcare, often much cheaper than in France 🚑.
To live peacefully under the Thai sun, retirees can comfortably settle with a cost of living between €700 and €1,000 per month. The country has also set up retirement visas, making it easier to settle on its territory.
The Allure of Thailand
With its relaxed lifestyle and sunny beaches, Thailand offers a multitude of benefits to retirees, who can enjoy:
| Destination | Main Advantage |
|---|---|
| Bangkok | Rich urban culture and vibrancy ⚡. |
| Chiang Mai | Serenity and nature at your fingertips 🌄. |
| Phuket | Paradise beaches and festive atmosphere 🏖️. |
Mexico: Warmth and Proximity
Settling in Mexico can be a bold and enriching choice. This colorful country attracts retirees in search of sunshine and human warmth. With cities like Cancún, Puerto Vallarta, and Playa del Carmen, Mexico offers a dynamic living environment while remaining affordable. Retirees can live comfortably with a monthly budget between €800 and €1,200.
The reasons to choose Mexico include:
- Proximity to the United States 🌎.
- Rich culture and ethnic diversity 🌶️.
- Low cost of living, ideal for enjoying retirement 🏡.
The cost of living in Mexico is specified, and numerous housing options are available, making settling in pleasant for everyone.
The Best Cities for Retirees in Mexico
The following locations are particularly appreciated by retirees:
| Destination | Main Advantage |
|---|---|
| Cancún | Iconic beaches and lively nightlife 🌅. |
| Puerto Vallarta | Charming seaside with a lovely community 🌊. |
| Playa del Carmen | Relaxed lifestyle and breathtaking scenery 🏝️. |
Costa Rica: An Environmental Haven
Costa Rica is the perfect destination for nature lovers seeking a tranquil retirement. This Central American country is known for its incredible biodiversity, pristine beaches, and national parks. The fact that it is crowned with stunning landscapes adds a special charm to retirees’ lives. For a cost of living hovering around €1,000 to €1,500 per month, retirees can enjoy unparalleled quality of life.
The benefits of Costa Rica include:
- Quality and affordable healthcare 💊.
- Environmental commitment and breathtaking landscapes 🌳.
- Welcoming population and relaxed lifestyle 😌.
Activities like surfing, hiking, or simply enjoying sunsets make Costa Rica the perfect place to unwind.
Popular Regions in Costa Rica
The following places particularly appeal to retirees:
| Destination | Main Advantage |
|---|---|
| Tamarindo | Paradise beaches and relaxed atmosphere 🏖️. |
| La Fortuna | Volcanoes, waterfalls, and breathtaking nature 🌋. |
| San José | Urban life with a local touch 💼. |
Senegal: Sunny Beaches and Culture
Senegal offers an affordable and warm retirement, attracting retirees looking for a peaceful life. This West African country is known for its quality of life, golden beaches, and the warmth of its welcome, known as teranga. Retirees can enjoy a pleasant quality of life starting from €800 to €1,200 per month.
The attractive reasons for choosing Senegal include:
- Vibrant cultural richness 🇸🇳.
- Affordable cost of living 🏝️.
- Welcoming communities and ease of integration 🌍.
Regions like Dakar, and the Petite Côte are highly appreciated, offering varied landscapes between beaches and savannahs.
Types of Housing in Dakar
Housing options are varied and suitable for all budgets:
| Type of Housing | Cost (€/month) |
|---|---|
| T2 Apartment | €350 to €600 |
| Traditional House | €600 to €1,200 |
Bali: The Tropical Wellness Corner
Bali, the paradisiacal Indonesia, impresses with its natural beauty and tranquility. Its breathtaking landscapes, terraced rice fields, and fine sandy beaches make this place a must-visit for expatriates. With a cost of living around €600 to €1,000 per month, Bali is an excellent option for those seeking to recharge.
The arguments in favor of Bali include:
- Idyllic setting and tranquility 🌅.
- Affordable cost and comfort of living 💵.
- Rich culture and spiritual traditions 🧘♀️.
Retirees can easily settle in with varied housing options. However, it is essential to check health conditions, as medical infrastructures may differ from those in Western countries.
Places to Discover in Bali
The best neighborhoods to explore include:
| Destination | Main Advantage |
|---|---|
| Ubud | Artistic culture and rich nature 🍃. |
| Seminyak | Chic atmosphere and lively nightlife 🕺. |
| Canggu | Surf vibe and expatriate communities 🏄. |
The Dominican Republic: A New Stronghold for Retirees
The Dominican Republic is making a name for itself among the favored destinations for retirees. With its tropical climate, white sandy beaches, and enchanting landscapes, this country often offers a highly appreciated quality of life. The cost of living is generally 26% cheaper than in France, allowing retirees to live comfortably while enjoying their pensions.
The reasons to choose the Dominican Republic include:
- Pleasant climate and festive atmosphere ☀️.
- Very affordable cost of living 💲.
- Relatively simple visa process for retirees ✅.
The major centers of attraction include Las Terrenas and large coastal cities like Santo Domingo. The favorable tax legislation for retirees also allows an income tax exemption for those receiving a pension from abroad.
The Best Cities for a Successful Retirement
The neighborhoods to prioritize include:
| Destination | Main Advantage |
|---|---|
| Las Terrenas | Exceptional living environment and multicultural 🌍. |
| Santo Domingo | Urban life and dynamic ambiance 🏙️. |
| Puerto Plata | Overview of the Caribbean with dream beaches 🏝️. |
FAQ
- What are the most popular countries for retirees in 2025? The most favored countries include Portugal, Spain, Thailand, and the Dominican Republic.
- Why choose to retire abroad? Seeking a better climate, a lower cost of living, and a different culture are often decisive factors.
- Is it easy to settle in these countries? It depends on the administrative procedures of each country, but many offer specific visas for retirees.
- What is the cost of living generally in these destinations? On average, the cost of living ranges between €600 and €1,500 per month, depending on the countries and cities.
- Are the healthcare systems good in these countries? Most of the countries mentioned offer efficient and affordable healthcare systems for expatriates.
